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MerrillDirect.com has been certified with a secured server ID by
VeriSign, Inc. (www.verisign.com).
Click the icon to verify that www.MerrillDirect.com is a VeriSign
Secure Site.

Merrill Corporation respects your privacy.
We are committed to using our best efforts to respect the privacy
of information we may collect from our on-line visitors. Our intent
is to balance legitimate business interests in using information
received from and about you with your reasonable expectations of
privacy. Following is a summary of how we handle information from
our on-line visitors.
Collective data. Some of our website
pages deposit in a visitor's computer certain bits of information
called "cookies," which are sent back to us only when
the visitor returns to our site. Cookies can tell us how and when
pages in a website are visited and by how many people, but the information
collected is in an aggregate, non-identifiable form. This technology
does not provide identifiable personal information. With the information
we can learn through this technology, we hope to improve our sites.
Personally identifiable information.
We collect personally identifiable information, such as names, addresses,
e-mail addresses and the like, only when voluntarily provided by
a website visitor. If you choose to submit personal information,
we will tell you how we intend to use that information.
E-mail. E-mail addresses are required
in order to register for some features on our website. We do not
rent out website visitors' e-mail addresses to third parties for
unsolicited e-mail communications. If you have provided us with
your e-mail address, we may send occasional e-mail communications
to provide information that we think you will find useful, including
information about our new products and services. However, it is
our policy to include instructions on how to unsubscribe so that
you will not receive any future unsolicited e-mails from us.
Links to other sites. As a resource
to our visitors, we provide links to other websites. We try to carefully
choose only those we believe are useful and meet our high standards.
However, because websites can change so quickly, we can't guarantee
the standards of every website link we provide or be responsible
for the content of non-Merrill sites.
Changes. Any changes to this privacy
policy will be communicated promptly on this page.
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Merrill Corporation is committed to providing you a secure, trouble
free website for your document needs. Although we cannot guarantee
the absolute confidentiality of data transmitted over the Internet,
we have made every effort to provide a safe, reliable, private,
and secure environment for your documents.
General security.
Physical Security: Our data centers and servers are located
in secured facilities. All facilities are locked and secure card
readers restrict access to the data centers and our servers.
Network Security: Security to the actual website is provided
by the latest on-line security procedures, firewalls and monitoring
tools available. First, we use Internet firewalls that are based
on packet filtering at the router level. Second, we use secure methods
of access to the server and site content, and we use application
and user level security at the host/server level. Third, we use
specialized security tools for monitoring of networks and servers
for security threats.
Site Security: Security on the actual website is provided
by (1) controlling uploads using the latest security protocols and
(2) providing advanced authentication methods of our users. First,
we use up to 128-bit SSL, the most widely used, strongest public-key
security protocol on the Internet today. Second, we have disabled
external access via the Internet to the site, except for the controlled
access provided through the web pages, which implement our services.
Third, SSL encrypts the communication between the browser and client
to ensure a secure transaction across a public network.
Verisign digital certificate program
In addition to the security measures noted above, we are a licensee
of the Verisign Digital Certificate Program, which provides you
with added protection against various risks associated with the
use of the Internet. We provide this security through Digital Certificates,
issued by Verisign (www.verisign.com).
Digital certificates are an online passport issued by a trusted
third party that verifies the identity of the certificate's holder.
Digital certificates authenticate that:
- the holders (people, websites, and even network resources)
are truly who and what they claim to be, and
- protect data exchanged online from intrusion.
Although we cannot guarantee their security, digital certificates
are designed to be tamper-proof and to prevent forgery.

What you can do to enhance security.
In addition to our security measures outlined above, we need your
help to ensure the highest level of security. When using our website,
please
- do not, under any circumstances, give others your password.
Keeping your password confidential will help prevent unauthorized
access to documents on this site.
- do not save your passwords in unprotected computer files, in
unsecured file cabinets or in an unlocked desk.
- choose a difficult password that persons cannot easily decipher.
Do not use your birthday, name, your family's birthdays,
names etc. Choose something completely unique.
- log-off the site when you are finished or when you need to leave
your personal computer for any period of time.
Our commitment.
We take our commitment to providing trouble-free document
delivery services very seriously. We hope you do as well. If you
have questions or concerns regarding our Security Statement, you
should contact us via email at
security@MerrillCorp.com.
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Copyright © Merrill Communications LLC.
All Rights Reserved.
Documents published by Merrill Corporation on the World Wide Web
may not be copied other than for non-commercial individual reference
with all copyright or other proprietary notices retained, and thereafter
may not be recopied, reproduced or otherwise redistributed. Merrill
Corporation will use reasonable efforts to include accurate and
up-to-date information on this website, but Merrill Corporation
makes no warranties or representations as to its accuracy. All users
agree that access and use of this website and its content is at
their own risk. Neither Merrill Corporation nor any party involved
in creating, producing or delivering this website shall be liable
for any direct, incidental, consequential, indirect or punitive
damages arising out of access to, use of or inability to use this
website, or any errors or omissions in the content thereof.
All product names, whether or not appearing in large print or with
the trademark symbol, are trademarks of Merrill Corporation, its
affiliates, related companies or its licensors or joint venture
partners. The use or misuse of these trademarks or any other materials,
except as permitted herein, is expressly prohibited and may be in
violation of copyright law, trademark law, the law of slander and
libel, the law of privacy and publicity, and communications regulations
and statutes. Further, please be advised that Merrill Corporation
actively and aggressively enforces its intellectual property rights
to the fullest extent of the law.
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Be sure to read the Terms of Service below, as they cover the terms
and conditions that apply to your use of this website (the "Service,"
"Website," or "Site"). Merrill Communications
LLC or its affiliates (collectively "Merrill") may change
the Terms of Service from time to time. By continuing to use the
Service following such modifications, you agree to be bound by such
modifications to the Terms of Service.
General terms and conditions:
In consideration of use of the Service, you agree to: (a) provide
true, accurate, current and complete information about yourself
as prompted by the Registration Form, and (b) to maintain and update
this information to keep it true, accurate, current and complete.
If any information provided by you is untrue, inaccurate, not current
or incomplete, Merrill has the right to terminate your account and
refuse any and all current or future use of the Service. You agree
not to resell or transfer the Service or use of or access to the
Service.
You acknowledge and agree that you must: (a) provide for your own
access to the World Wide Web and pay any service fees associated
with such access, and (b) provide all equipment necessary for you
to make such connection to the World Wide Web, including a computer
and modem.
By using this website (the "Website"), including any
applets, software, and content contained therein, you agree that
use of the Service is entirely at your own risk. THE SERVICE IS
PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER
EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR
INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED
THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, MERRILL
DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO:
(1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS,
OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES AND (2) ANY WARRANTIES
OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY
OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY
APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE,
ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION
OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT
OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE
OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE,
OR UNDER ANY OTHER CAUSE OF ACTION.
NEITHER MERRILL NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS,
AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU
OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL
OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY
TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY
WARRANTY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION
OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE
LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE
LIABILITY OF MERRILL, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS,
AFFILIATES, AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY
IS LIMITED TO THE GREATEST EXTENT PERMITTED BY SUCH STATE LAW.
Merrill is the owner and/or authorized user of any trademark, registered
trademark and/or service mark appearing at this Website, and is
the copyright owner or licensee of the content and/or information
on this Website including but not limited to any screens appearing
at the Website. You may not download and/or save a copy of any of
the screens except as otherwise provided in these Terms of Service,
for any purpose. However, you may print a copy of the information
on this Website for your personal use or records. If you make other
use of this Website, except as otherwise provided above, you may
violate copyright and other laws of the United States or other countries,
as well as applicable state laws, and may be subject to penalties.
Merrill does not grant any license or other authorization to any
user of its trademarks, registered trademarks, service marks, or
other copyrightable material or other intellectual property, by
placing them on this Website.
Merrill reserves the right to change any information on this Website
including but not limited to revising and/or deleting features or
other information without prior notice. Clicking on certain links
within this Website might take you to other websites for which Merrill
assumes no responsibility of any kind for the content, availability
or otherwise. The content presented at this Website may vary depending
upon your browser limitations.
Third-party-provided content:
Market quotes and certain other information on this Website, as
well as reference materials or links to other sites, are for general
informational purposes only, and are not intended to be relied upon
for transactional purposes. Neither Merrill nor any of its data
or content providers shall be liable for any errors or delays in
the content, or for any actions taken in reliance thereon.
User conduct on the service:
While using the Service, you may not:
- restrict or inhibit any other user from using and enjoying the
Service; or
- post or transmit any unlawful, fraudulent, libelous, defamatory,
obscene, pornographic, profane, threatening, abusive, hateful,
offensive, or otherwise objectionable information of any kind,
including without limitation any transmissions constituting or
encouraging conduct that would constitute a criminal offense,
give rise to civil liability, or otherwise violate any local,
state, national or foreign law, including without limitation the
U.S. export control laws and regulations; or
- post or transmit any advertisements, solicitations, chain letters,
pyramid schemes, investment opportunities or schemes or other
unsolicited commercial communication (except as otherwise expressly
permitted by Merrill) or engage in spamming or flooding; or
- post or transmit any information or software which contains
a virus, trojan horse, worm or other harmful component; or
- post, publish, transmit, reproduce, distribute or in any way
exploit any information, software or other material obtained through
the Service for commercial purposes (other than as expressly permitted
by the provider of such information, software or other material);
or
- upload, post, publish, transmit, reproduce, or distribute in
any way, information, software or other material obtained through
the Service which is protected by copyright, or other proprietary
right, or derivative works with respect thereto, without obtaining
permission of the copyright owner or rightholder; or
- upload, post, publish, reproduce, transmit or distribute in
any way any component of the Service itself or derivative works
with respect thereto, as the Service is copyrighted as a collective
work under U.S. copyright laws.
Merrill has no obligation to monitor the Service. However, you
acknowledge and agree that Merrill has the right to monitor the
Service electronically from time to time and to disclose any information
as necessary or appropriate to satisfy any law, regulation or other
governmental request, to operate the Service properly, or to protect
itself or its subscribers. Merrill will not intentionally monitor
or disclose any private electronic-mail message unless required
by law. Merrill reserves the right to refuse to post or to remove
any information or materials, in whole or in part, that, in its
sole discretion, are unacceptable, undesirable, inappropriate or
in violation of these Terms of Service.
Failure to comply with terms and conditions and
termination:
You acknowledge and agree that Merrill may in its sole discretion
deny you access through Merrill to any materials stored on the Internet,
or to access third party services, merchandise or information on
the Internet through Merrill, and Merrill shall have no responsibility
to notify any third-party providers of services, merchandise or
information nor any responsibility for any consequences resulting
from lack of notification.
You agree to defend, indemnify and hold Merrill and its affiliates
harmless from any and all claims, liabilities, costs and expenses,
including reasonable attorney's fees, arising in any way from your
use of the Service or the placement or transmission of any message,
information, software or other materials through the Service by
you or users of your account or related to any violation of these
Terms of Service by you or users of your account.
Links from and to this website:
You acknowledge and agree that Merrill and any of its website co-branding
providers have no responsibility for the accuracy or availability
of information provided by linked sites. Links to external websites
do not constitute an endorsement by Merrill or its website co-branding
providers of the sponsors of such sites or the content, products,
advertising or other materials presented on such sites.
The links on this Website may take you to other sites where the
trading of securities is possible. You acknowledge and agree that
Merrill shall not be responsible or liable with regard to any trading
which may be conducted on such linked trading sites, non-Merrill
Websites, and any other Website which may be linked to or from the
Merrill site. You acknowledge and agree that the stock and mutual
fund price quotes and news stories which are accessed within a trading
day may be delayed at least 20 minutes, as may be required by exchanges
and information providers. You acknowledge and agree that you bear
responsibility for your own investment research and investment decisions,
and that Merrill shall not be liable for any decision made or action
taken by you or others based upon reliance on information or materials
obtained through use of the Service. Prior to the execution of a
securities trade, you should always consult with your broker or
other financial representative to verify securities pricing information.
Information in the many web pages that are linked to Merrill's
Website comes from a variety of sources. Some of this information
comes from official Merrill licensees, but much of it comes from
unofficial or unaffiliated organizations and individuals, both internal
and external to Merrill. Merrill does not author, edit, or monitor
these unofficial pages or links. You acknowledge and agree that
Merrill shall not be responsible or liable, directly or indirectly,
for any damage or loss caused or alleged to be caused by or in connection
with use of or reliance on any such content, goods or services available
on such external sites or resources.
Other information:
Merrill is taking reasonable and appropriate measures, including
encryption, to ensure that your personal information is disclosed
only to those specified by you. However, the Internet is an open
system and we cannot and do not guarantee that the personal information
you have entered will not be intercepted by others and decrypted.
Miscellaneous:
The Terms of Service and the relationship between you and Merrill
shall be governed by the laws of the State of Minnesota without
regard to its conflict of law provisions. You and Merrill agree
to submit to the personal and exclusive jurisdiction of the courts
located within the state of Minnesota.
The failure of Merrill to exercise or enforce any right or provision
of the Terms of Service shall not constitute a waiver of such right
or provision. If any provision of the Terms of Service is found
by a court of competent jurisdiction to be invalid, the parties
nevertheless agree that the court should endeavor to give effect
to the parties' intentions as reflected in the provision, and the
other provisions of the Terms of Service remain in full force and
effect.
You agree that regardless of any statute or law to the contrary,
any claim or cause of action arising out of or related to use of
the Service or the Terms of Service must be filed within one (1)
year after such claim or cause of action arose or be forever barred.
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